Carrier Highlight: Aetna SSI
During our March National Call, we welcomed special guest Dan Memory from Aetna Senior Supplemental Insurance (SSI), who shared valuable insights into the Aetna SSI product portfolio and how agents can use these solutions to better serve clients while growing their business.
Aetna’s SSI lineup is designed to complement and help fill the gaps many clients face. From Medicare Supplement plans to ancillary protection products and final expense coverage, these solutions give agents the flexibility to meet a wide range of client needs.
Medicare Supplement Plans
Aetna’s Medicare Supplement plans offer dependable coverage and flexibility for clients who want the freedom to choose their healthcare providers.
Key highlights include:
- No network restrictions—clients can visit any doctor or hospital that accepts Medicare
- Portable coverage that moves with clients if they relocate
- 12-month rate guarantee on all plans
- No waiting period for pre-existing conditions
- Household premium discounts available in many states
- Applications accepted year-round for eligible applicants
- (ACI/AHIC/AHLIC/CLI)
Cancer and Heart Attack or Stroke Plus
This product provides clients with financial protection when facing some of the most serious health events.
Highlights include:
- Issue ages 18–89
- Available for individuals, couples, and families
- Benefit amounts from $5,000–$75,000
- Coverage options for cancer, heart attack/stroke, or both
- Recurrence benefits available
- Lump-sum benefits paid directly to the insured or a designated recipient
These plans help clients manage unexpected expenses while giving agents another way to add value to their portfolio.
Hospital Indemnity Flex
Hospital Indemnity Flex is designed to help clients cover out-of-pocket costs associated with hospital stays and related care.
Key features include:
- Issue ages 18–89
- Guaranteed acceptance within state-approved age ranges (not available in CA, ID, or UT)
- Benefits of up to:
- $4,000 hospital admission
- $1,000/day daily hospital stay
- $500/day optional skilled nursing facility care
- $100 optional doctor’s office visit
- $3,000 optional outpatient surgical procedure
- $600 optional emergency room visit or ambulance service
- Optional lump sum cancer benefits ranging from $2,500 to $20,000
- $250 optional outpatient rehabilitation visits
This flexible design allows agents to tailor coverage based on a client’s budget and protection needs.
Final Expense Whole Life
Aetna Final Expense Whole Life provides a simple way for clients to prepare for end-of-life expenses while giving families financial peace of mind.
Plan highlights include:
- Issue ages 40–89
- Level or Modified death benefit options (varies by state)
- Face amounts from $2,000–$50,000
- Simplified yes/no application process
- Optional riders on Level plans including:
- Accelerated death benefit
- Accidental death benefit
- Children’s term rider
- Super preferred rates available
- Billing options that can align with Social Security deposit dates
- Plans may vary by state
- Maximum amount varies by applicant age at policy issue
Why These Products Matter for Agents
The Aetna SSI product suite gives agents multiple opportunities to strengthen their client relationships while expanding their book of business. By pairing Medicare coverage with supplemental and protection products, agents can deliver more complete solutions and create additional revenue streams.
If you missed the call or want to review the materials again, be sure to explore the full Aetna SSI product availability chart and detailed plan information to see where these solutions fit into your strategy for the year ahead.